Life Insurance for Couples — Compare Quotes

Cover from £5/month*

Life Insurance for Couples — Compare Quotes

Protect both you and your partner with one simple policy. Couples life insurance ensures your loved one is financially secure if either of you passes away.

Cover both partners in one policy
One policy covers both of you
Protect your mortgage together
Free, no-obligation quotes
Trustpilot - Rated Excellent
4.8 out of 5
Based on 87,500+ reviews

Rating shown is for our main broker partner, Reassured, as of July 2025.

Compare quotes from top UK insurers
Aviva The Exeter Legal & General LV= Royal London Vitality Zurich

Get Your Free Quote

Quick, free, no obligation

Aviva Legal & General LV= Vitality Zurich
Required
Required
Please select your date of birth
Valid email required
Valid UK phone required
Please enter your address
Valid postcode required

Almost done! Click below to get your free quote.

By clicking "Get My Free Quote" you agree to be contacted by telephone, email and electronic messaging by an FCA authorised insurance firm to provide the comparison service and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy.

Thank You!

Your quote request has been submitted. One of our brokers will be in touch shortly.

Reference:

Why Choose Couples Life Insurance?

💑

Protect Each Other

If one partner passes away, the other receives a tax-free lump sum to maintain their lifestyle.

🏠

Cover Your Mortgage

Ensure the surviving partner can stay in the family home by paying off the mortgage.

💰

Better Value

Joint policies can be more affordable than taking out two separate policies.

We Compare Quotes From Leading Insurers

Trusted UK life insurance providers

Aviva The Exeter Legal & General LV= Royal London Vitality Zurich

Please note that some of the brokers we work with may not provide quotes from all of the insurers featured on our website.

How It Works

1

Get a Quote

Tell us about you and your partner

2

Choose Your Cover

Select the right policy for both of you

3

Get Protected

Both partners covered under one policy

How Much Cover Could You Get?

Compare real examples across different types of life insurance.

Level Term Life Insurance

Fixed payout amount throughout the policy term. Ideal for family protection.

AgeCover AmountTermInsurer
30£98,70420 yearsAviva
35£63,62120 yearsAviva
40£48,28815 yearsAviva
45£31,69915 yearsAviva
50£23,48310 yearsAviva
55£15,46710 yearsAviva
60£7,84410 yearsAviva
65£5,83710 yearsAviva
70£3,53210 yearsAviva
*From £5 per month for up to £90,000 is an example based on the pricing illustrations above. £5 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 2nd February 2026.
AgeCover AmountTermInsurer
30£289,84720 yearsAviva
35£173,44020 yearsAviva
40£123,42815 yearsAviva
45£81,61615 yearsAviva
50£59,91710 yearsAviva
55£34,02910 yearsAviva
60£18,08910 yearsAviva
65£11,68910 yearsAviva
70£7,06810 yearsAviva
*From £10 per month for up to £280,000 is an example based on the pricing illustrations above. £10 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 2nd February 2026.

Decreasing Term (Mortgage Protection)

Cover decreases over time to match your mortgage. Often more affordable.

AgeInitial CoverTermInsurer
30£151,65420 yearsAviva
35£108,17120 yearsAviva
40£80,22115 yearsAviva
45£49,35615 yearsAviva
50£40,16710 yearsAviva
55£26,75410 yearsAviva
60£15,31410 yearsAviva
65£10,31410 yearsAviva
70£5,60310 yearsAviva
*From £5 per month Life Insurance quoted rates are based on decreasing term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 4th February 2026.
AgeInitial CoverTermInsurer
30£477,67820 yearsAviva
35£346,99620 yearsAviva
40£262,16215 yearsAviva
45£166,34315 yearsAviva
50£127,66710 yearsAviva
55£73,24510 yearsAviva
60£34,26510 yearsAviva
65£20,48810 yearsAviva
70£11,20010 yearsAviva
*From £10 per month Life Insurance quoted rates are based on decreasing term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 4th February 2026.

Life + Critical Illness Cover

Pays out on death OR diagnosis of a serious illness. Double protection.

AgeCover AmountTermInsurer
30£30,32720 yearsAviva
35£21,23720 yearsAviva
40£17,33515 yearsAviva
45£12,92015 yearsAviva
50£10,12510 yearsAviva
55£7,28710 yearsAviva
60£6,46910 yearsAviva
*From £10 per month Life Insurance and Critical Illness Cover quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 2nd February 2026.

Whole of Life Insurance

Guaranteed payout whenever you die - no end date. Ideal for inheritance planning.

AgeSum AssuredTermInsurer
30£5,599LifetimeZurich
35£4,762LifetimeZurich
40£4,047LifetimeZurich
45£3,445LifetimeZurich
50£3,230LifetimeZurich
55£2,727LifetimeZurich
60£2,221LifetimeZurich
65£1,672LifetimeZurich
70£1,277LifetimeZurich
*From £8 per month quoted rates are based on whole of life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 2nd February 2026.
Get Your Free Quote

Protect Your Partner Today

Get a free couples life insurance quote in just 2 minutes

Get Your Free Quote