Family Life Insurance

Protect your family's future with life insurance that ensures your children and loved ones are financially secure if the worst happens.

Protect your children's future

Cover from just a few pounds per month

Tax-free lump sum payout

Free, no-obligation quotes

4.8 out of 5

Based on 87,500+ reviews

Rating shown is for our main broker partner, Reassured, as of July 2025.

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How Much Cover Could You Get?

Compare real examples across different types of life insurance.

Level Term Life Insurance

Fixed payout amount throughout the policy term. Ideal for family protection.

Age	Cover Amount	Term	Insurer
30	£98,704	20 years	Aviva
35	£63,621	20 years	Aviva
40	£48,288	15 years	Aviva
45	£31,699	15 years	Aviva
50	£23,483	10 years	Aviva
55	£15,467	10 years	Aviva
60	£7,844	10 years	Aviva
65	£5,837	10 years	Aviva
70	£3,532	10 years	Aviva

*From £5 per month for up to £90,000 is an example based on the pricing illustrations above. £5 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 2nd February 2026.

Age	Cover Amount	Term	Insurer
30	£289,847	20 years	Aviva
35	£173,440	20 years	Aviva
40	£123,428	15 years	Aviva
45	£81,616	15 years	Aviva
50	£59,917	10 years	Aviva
55	£34,029	10 years	Aviva
60	£18,089	10 years	Aviva
65	£11,689	10 years	Aviva
70	£7,068	10 years	Aviva

*From £10 per month for up to £280,000 is an example based on the pricing illustrations above. £10 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 2nd February 2026.

Decreasing Term (Mortgage Protection)

Cover decreases over time to match your mortgage. Often more affordable.

Age	Initial Cover	Term	Insurer
30	£151,654	20 years	Aviva
35	£108,171	20 years	Aviva
40	£80,221	15 years	Aviva
45	£49,356	15 years	Aviva
50	£40,167	10 years	Aviva
55	£26,754	10 years	Aviva
60	£15,314	10 years	Aviva
65	£10,314	10 years	Aviva
70	£5,603	10 years	Aviva

*From £5 per month Life Insurance quoted rates are based on decreasing term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 4th February 2026.

Age	Initial Cover	Term	Insurer
30	£477,678	20 years	Aviva
35	£346,996	20 years	Aviva
40	£262,162	15 years	Aviva
45	£166,343	15 years	Aviva
50	£127,667	10 years	Aviva
55	£73,245	10 years	Aviva
60	£34,265	10 years	Aviva
65	£20,488	10 years	Aviva
70	£11,200	10 years	Aviva

*From £10 per month Life Insurance quoted rates are based on decreasing term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 4th February 2026.

Life + Critical Illness Cover

Pays out on death OR diagnosis of a serious illness. Double protection.

Age	Cover Amount	Term	Insurer
30	£30,327	20 years	Aviva
35	£21,237	20 years	Aviva
40	£17,335	15 years	Aviva
45	£12,920	15 years	Aviva
50	£10,125	10 years	Aviva
55	£7,287	10 years	Aviva
60	£6,469	10 years	Aviva

*From £10 per month Life Insurance and Critical Illness Cover quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 2nd February 2026.

Whole of Life Insurance

Guaranteed payout whenever you die - no end date. Ideal for inheritance planning.

Age	Sum Assured	Term	Insurer
30	£5,599	Lifetime	Zurich
35	£4,762	Lifetime	Zurich
40	£4,047	Lifetime	Zurich
45	£3,445	Lifetime	Zurich
50	£3,230	Lifetime	Zurich
55	£2,727	Lifetime	Zurich
60	£2,221	Lifetime	Zurich
65	£1,672	Lifetime	Zurich
70	£1,277	Lifetime	Zurich

*From £8 per month quoted rates are based on whole of life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 2nd February 2026.

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Family Life Insurance

Family Life Insurance

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Why Family Life Insurance Matters

Protect Your Children

Keep the Family Home

Fund Their Future

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How Much Cover Could You Get?

Level Term Life Insurance

Decreasing Term (Mortgage Protection)

Life + Critical Illness Cover

Whole of Life Insurance

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